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Questionnaire Name - Financial Management of University Students

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1	Gender:
	A- Male (35)  B- Female (35)
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2	School:
	A- Business (13)  B- Engineering (14)  C- Science (42)  D- Social Science and Humanities (1)
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3	Level:
	A- Undergraduate (68)  B- Postgraduate (2)
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4	Are you a hall resident?
	A- Yes (34)  B- No (36)
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5	Are you an exchange student?
	A- No (69)  B- Yes (1)
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6	How many credit cards do you hold?
	A- 0 (8)  B- 1 (31)  C- 2 (17)  D- 3 (10)  E- 4 (2)  F- 5 (0)  G- above 5 (2)
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7	How much do yo spend per month with credit cards(the total amount)?
	A- Less than $500 (32)  B- $501-$1000 (19)  C- $1001-$1500 (6)  D- $1501-$2000 (2)  E- $2001-$2500 (0)  F- $2501-$3000 (2)  G- Above $3000 (1)
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8	Are you able to settle your account every month? If not, what percentage do you usually settle?
	A- Yes (62)  B- No (0)
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9	With credit cards, are you encouraged to spend more?(1= Definitely Not, 6= Definitely Yes)
	A- 1 (25)  B- 2 (12)  C- 3 (7)  D- 4 (11)  E- 5 (5)  F- 6 (1)
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10	Do the special offers (e.g. cash dollars rewards, gifts, discounts) encourage you to spend more? (1= Definitely Not, 6= Definitely Yes)
	A- 1 (18)  B- 2 (7)  C- 3 (9)  D- 4 (13)  E- 5 (11)  F- 6 (4)
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11	Have you ever exceeded the credit limit?
	A- Yes (1)  B- No (61)
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12	What is/ are the reason(s) for exceeding the credit limit? (You can choose more than 1 answer)
	A- Paying off other account(s) (0)  B- Paying tuition fees (0)  C- Consuming luxury goods (1)  D- Consuming daily necessaries (0)  E- Others, (0)
	No Selection (69)   Select 1 item (1)   Select 2 items (0) Select 3 items (0)   Select 4 items (0) Select 5 items (0)
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13	Do you have any saving practices?
	A- Yes (26)  B- No (44)
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14	What saving method(s) do you use? (You can choose more than 1 answer)
	A- Saving deposit(s) (19)  B- Time deposit(s) (6)  C- Saving money at home (16)  D- Others, (1)
	No Selection (45)   Select 1 item (13)   Select 2 items (8) Select 3 items (3)   Select 4 items (1)
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15	How much do you save per month?
	A- Less than $200 (9)  B- $201-$400 (5)  C- $401-$600 (4)  D- $601-$800 (2)  E- $801-$1000 (1)  F- Above $1000 (4)
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16	What is/are the reason(s) for saving money? (You can choose more than 1 answer)
	A- Consuming luxury goods (4)  B- Consuming daily necessaries (7)  C- Paying tuition fees (10)  D- For future contingency (22)  E- Others, (1)
	No Selection (45)   Select 1 item (10)   Select 2 items (12) Select 3 items (2)   Select 4 items (1) Select 5 items (0)
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17	What kind(s) of investment do you have? (You can choose more than 1 answer)
	A- I have no investments (56)  B- Stocks (10)  C- Bonds (1)  D- Mutual funds (6)  E- Properties (0)  F- Others, (1)
	No Selection (1)   Select 1 item (65)   Select 2 items (3) Select 3 items (1)   Select 4 items (0) Select 5 items (0)   Select 6 items (0)
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18	Are you in debt (including government loan)?
	A- Yes (23)  B- No (47)
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19	Where did you borrow the money? (You can choose more than 1 answer)
	A- Government loan (16)  B- Non- mean Tested Loan Scheme (9)  C- Bank (0)  D- Loan shark (1)  E- Relatives (0)  F- Others, (0)
	No Selection (48)   Select 1 item (18)   Select 2 items (4) Select 3 items (0)   Select 4 items (0) Select 5 items (0)   Select 6 items (0)
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20	Do you have any monthly spending plans?
	A- Yes (24)  B- No (46)
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